How to become rich

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4 Times You Don’t Need a Financial Adviser

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4 Times You Don’t Need a Financial Adviser, By Chris Kissell. Your retirement income flows mostly from a pension, If you have a pension, consider yourself among the lucky few. You choose index funds when investing, History has shown index funds to be a no-fuss, no-muss way to get rich over the long haul. You build retirement savings through a target-date fund, You simply purchase shares of the mutual fund and let your money ride as the asset allocation automatically adjusts over the years. No adviser is necessary. You commit to dollar-cost averaging, Example: Invest $10,000 annually in the stock market over the next decade. Thats $833.33 on the first day of every month, come heck or high water

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