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The 6 Most Common Sources of Retirement Income

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The 6 Most Common Sources of Retirement Income, By Brandon Ballenger. A recent Census Bureau analysis breaks down exactly how households led by people age 65 or older pay for their golden years:. 6. Supplemental Security Income, Older households that receive this type of income: 4.5% SSI is a program overseen by the Social Security Administration designed to help seniors who have little other income. 5. Earnings from work, Older households that receive this type of income: 22.8% Many older adults still work (20.4%) or live with someone who does (16.3%), according to the Census Bureau. 4. Other income, Older households that receive this type of income: 25.4% Includes unemployment insurance, workers’ compensation, veterans’ payment and other cash income sources such as financial support from friends or family. 3. Pension and retirement-account income, Older households that receive this type of income: 52% This covers retirement plans such as defined-benefit pensions, life insurance and annuities, as well as 401(k)s and IRAs. 2. Property income, Older households that receive this type of income: 60.2% Most senior households also receive income through property, including rent, interest and dividends. 1. Social Security income, Older households that receive this type of income: 91.5% Money from Social Security benefits is common across all income levels, although lower-income households rely more heavily on it

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